Category Archives: Advice

Moving home is an exciting milestone, but it’s also one of the biggest financial decisions most people will ever make. Whether you’re upsizing, downsizing or simply looking for a change of scenery, a successful move relies on careful planning, clear financial advice and a good understanding of what lies ahead.

At Gordon Anthony Mortgages, we support clients with mortgage advice in the North West, helping you navigate every stage of the moving process with clarity and confidence. With close links to estate agents across the region, we understand not just the numbers, but the realities of buying and selling homes in Accrington, Rawtenstall, Burnley and surrounding areas.

This guide brings together the key things to consider before, during and after your move, helping you feel prepared at every step.

Reviewing your mortgage before you move

One of the first and most important steps when planning a move is reviewing your current mortgage if you have one. Many mortgages are portable, meaning you may be able to transfer your existing mortgage deal to your new property without paying early repayment charges.

However, just because a mortgage is portable does not automatically mean it’s the best option for your next move.

Your mortgage offer will confirm whether porting is possible, but it’s equally important to check whether your existing mortgage deal is still competitive in a constantly changing mortgage market. Interest rates, fees and lender criteria evolve, and what worked a few years ago may no longer suit your circumstances.

As part of our mortgage advice Accrington, Rawtenstall, Burnley and surrounding areas, we help clients:

• Compare their existing rate against current mortgage deals
• Understand any early repayment charges or arrangement fees
• Assess whether additional borrowing is needed
• Review protection cover to reflect changed circumstances
• Explore whether porting, switching or a combination of both makes sense

Early advice allows you to move forward with clarity, rather than making rushed decisions later.

Preparing your home for sale

If you’re selling as part of your move, preparation can have a significant impact on both timescales and outcomes. Small steps taken early can help your property stand out and attract the right buyers.

Key considerations include decluttering and depersonalising your home to create a sense of space, carrying out minor repairs and ensuring everything is clean and well presented. Kerb appeal also matters more than many people realise, as first impressions often shape buyer perception before they even step inside.

Because we work closely with estate agents across the North West, we understand what buyers are responding to locally and how presentation can influence demand and pricing. We’re always to happy to share this information with you. 

Choosing the right estate agent and marketing strategy

Selecting the right estate agent is a crucial decision. A good agent will understand your local market, advise on realistic pricing and guide you through negotiations with confidence.

Professional photography, accurate pricing and a well-planned marketing strategy all play a role in generating interest. Overpricing can delay a sale, while pricing realistically based on comparable properties can help maintain momentum.

Our experience working alongside estate agents means we appreciate how mortgage readiness and strong marketing work hand in hand to keep transactions moving smoothly.

Financial planning for your move

A successful move depends on more than just securing a mortgage. There are several additional costs that should be factored into your budget early on, including:

• Solicitors’ fees – covering conveyancing, searches, legal documentation and Land Registry registration
  
• Estate agent fees – typically charged as a percentage of your sale price, with some agents offering additional marketing services
  
• Stamp Duty – payable on property purchases where applicable, depending on price and buyer status
  
• Removal costs – which vary based on distance, property size and whether you use professional movers
  

There are also other costs that are often overlooked, such as:

• Surveys – ranging from basic valuations to more detailed inspections
  
• Energy Performance Certificates (EPCs) – a legal requirement when selling a property
  
• Utilities and services – including connection or transfer fees for gas, electricity, water and broadband
  
• Repairs or renovations – any immediate work needed to make your new home comfortable
  

Providing financial advice in Accrington, Rawtenstall, Burnley and surrounding areas, we help clients plan realistically, ensuring their move is financially comfortable rather than stretched.

Finding the right home for your needs

Finding a new home is about balancing needs, wants and budget. Defining your essential requirements early, such as location and number of bedrooms, helps focus your search, while noting desirable features allows flexibility.

It’s also important to think ahead. Future family plans, working from home and long-term lifestyle needs should all be considered when choosing your next property.

Researching the area thoroughly can prevent surprises later. Visiting at different times of day, checking local amenities and understanding council tax and running costs all help build a clearer picture.

When viewing properties, taking notes and asking the right questions is key. Understanding why the seller is moving, what fixtures are included and whether any major work has been carried out can inform your decision.

Making an offer with confidence

Once you’ve found the right property, being prepared financially allows you to act decisively. Understanding local market values and having a mortgage agreement in principle already in place strengthens your position.

This is where our experience in mortgages in Accrington, Rawtenstall, Burnley and surrounding areas supports clients, ensuring offers are backed by solid financial foundations and realistic expectations.

What to do once you’ve moved in

The moving process doesn’t end on completion day. Once you’ve moved in, there are several practical steps that help you settle smoothly.

Updating your address with banks, lenders, insurers and other organisations is essential, as is transferring or setting up utilities and services. Taking initial meter readings ensures accurate billing from the start.

It’s also wise to review your buildings and contents insurance to reflect your new home and consider updating security, such as changing locks or installing alarms.

Taking time to familiarise yourself with the area, register with local services and plan any maintenance or improvements helps turn your new house into a home.

Advice that looks at the whole picture

At Gordon Anthony Mortgages, we see moving home as more than a transaction. It’s a significant life event that deserves careful thought and joined-up advice.

“Moving home involves a lot of moving parts, and it’s easy to focus on just one element. Our role is to help clients look at the bigger picture, so their mortgage, protection and finances all work together throughout the move and beyond.”

Jack Cunningham
Business Principal, Mortgage & Protection Advisor

Providing mortgage advice in the North West, and working closely with estate agents locally, gives us a clear understanding of what’s involved from start to finish.

A smoother move starts with preparation

Whether you’re buying, selling or doing both, early planning and professional advice can remove much of the stress from moving home. Understanding your mortgage options, budgeting realistically and knowing what to expect at each stage puts you in control of the process. If you’re planning a move and want clear, supportive mortgage advice in Accrington, Rawtenstall, Burnley and surrounding areas, our team is here to help guide you every step of the way. Contact the team today – we’re ready to help you get moving.

Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.
It is important to take professional advice before making any decision relating to your personal finances. Information within this document is based on our current understanding and can be subject to change without notice. Some rules may vary in different parts of the UK. We cannot assume legal liability for any errors or omissions it might contain.

Moving home is one of the biggest decisions most people make, and if 2026 is the year you’re planning to make a move, the preparation really starts long before you book a valuation or scroll through property listings.

Whether you’re buying your next home, selling your current one or doing both at the same time, getting your finances in order early can make the entire process smoother, calmer and far less stressful. At Gordon Anthony Mortgages, we see time and again that the best moves are the ones that are properly planned.

As a team providing mortgage advice in the North West, with strong links to estate agents across the region, we understand exactly what’s involved at every stage of the moving journey. This guide sets out the key things to consider before you begin.

Start with your finances before you start your property search

One of the most common mistakes buyers make is starting their property search before fully understanding their financial position. Knowing what you could borrow and what you should borrow are two very different things.

Before viewing homes, it’s important to:

• Review your income, outgoings and existing commitments
• Understand your credit position
• Consider how much deposit you have available
• Factor in moving costs, not just the purchase price

Getting clarity early allows you to search with confidence, avoid disappointment and move quickly when the right property comes along.

Why mortgage advice early on makes a difference

Speaking to a mortgage adviser at the start of your journey can save a significant amount of time later. Mortgage products, lender criteria and affordability assessments vary widely, and early advice helps you understand what’s realistic for your situation.

As part of our mortgage services in Rawtenstall, Burnley, Accrington and surrounding areas, we help clients:

• Assess affordability accurately
• Explore mortgage options suited to their plans
• Understand fixed, variable and tracker rates
• Prepare for lender checks and documentation

This early preparation can also strengthen your position when making an offer, particularly in competitive local markets.

Get a mortgage agreement in principle in place

A mortgage agreement in principle (AIP) is often essential before making an offer on a property. It shows estate agents and sellers that you are a serious buyer and that your finances have been assessed by a lender.

An AIP also:

• Gives you a clear price range
• Helps narrow your property search
• Reduces delays once an offer is accepted

In many cases, having this in place early can make the difference between securing a property and missing out.

Thinking about selling? Preparation matters just as much

If you’re planning to sell as part of your move in 2026, financial preparation is just as important. Understanding your likely sale price, outstanding mortgage balance and equity position will shape your next steps.

Because of our close working relationships and experience with estate agents across the North West, we understand what buyers are looking for and how local markets behave. This insight helps clients make informed decisions around timing, pricing and onward purchases.

It’s also worth considering:

• Early repayment charges on your current mortgage
• Whether porting your mortgage is an option – transferring your existing mortgage deal from your current home to a new property when you move
• How sale proceeds will affect your next deposit or borrowing

Budgeting beyond the purchase price

Moving home involves more than just buying and selling. Many costs are often overlooked in early planning, including:

• Legal fees
• Survey costs
• Stamp Duty (where applicable)
• Removal expenses
• Initial home improvements or repairs

Factoring these in early helps avoid financial pressure later. A well-planned move is one where there are no surprises along the way.

Reviewing protection and insurance before you move

A move is also an ideal time to review your wider financial protection. New mortgages, higher borrowing or a change in circumstances may mean your existing arrangements are no longer suitable.

This includes reviewing:

• Buildings and contents insurance
• Life cover linked to your mortgage
• Income protection or critical illness cover

As part of our wider advice, we help clients understand how these elements fit together, ensuring they’re protected not just when they move, but long after they’ve settled into their new home.

Local knowledge makes a real difference

Property markets are not one-size-fits-all. What works in one area may not apply in another, and this is where local insight really matters.

Providing insurance advice and mortgage advice in the North West, and working closely with estate agents in Rawtenstall, Burnley, Accrington and surrounding areas, gives us a clear understanding of:

• Local buyer demand
• Typical timescales
• Common challenges in chains
• How to prepare clients for what’s ahead

This joined-up understanding allows us to guide clients through the process with clarity and confidence.

Avoiding common moving mistakes

Many moving-related stresses come from issues that could have been avoided with early planning. Common pitfalls include:

• Rushing into a mortgage without advice
• Underestimating costs
• Delaying decisions until an offer is accepted
• Not reviewing protection alongside borrowing

Taking time at the start can remove pressure later, particularly when timelines tighten or chains become complex.

“Moving home is about far more than finding the right property. It’s often a significant milestone in your life and a large financial undertaking. We encourage clients to get their finances prepared early, so when the time comes to act, everything is already in place. That preparation gives people confidence and control throughout the process.”

Jack Cunningham
Business Principal, Mortgage & Protection Advisor

Getting ready to move in 2026 starts now

Even if your move feels some way off, the groundwork you lay now can make a real difference. Reviewing your finances, understanding your options and seeking advice early puts you in the strongest possible position.

At Gordon Anthony Mortgages, we’re proud to support clients with clear, honest mortgage advice in the North West, backed by genuine local knowledge and experience across the property sector. Whether you’re buying, selling or doing both, our aim is to help you move forward with confidence.

If 2026 is your year to move, now is the perfect time to start preparing.

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage. As with all insurance policies, conditions and exclusions will apply. 

It is important to take professional advice before making any decision relating to your personal finances. Information within this document is based on our current understanding and can be subject to change without notice. No part of this document may be reproduced in any manner without prior permission.

Home insurance protects your property, belongings and financial security if something unexpected happens, such as fire, flood, theft or accidental damage. The right policy combines buildings insurance, contents cover and carefully chosen optional extras that reflect how you live.

Insurance is one of those things most people know they should understand better, but rarely have the time or appetite to fully unpick. Buildings insurance, contents cover, optional extras, excesses and exclusions can all feel overwhelming at first glance.

At Gordon Anthony Mortgages, we believe insurance should be straightforward, practical and genuinely reassuring. As home insurance experts and building insurance specialists, we help homeowners across the North West make sense of insurance policies, so they can make informed decisions with confidence.

What does home insurance actually cover?

Home insurance is usually made up of two main elements, buildings insurance and contents insurance. Each plays a different role in protecting your home and should be reviewed carefully.

Understanding what each policy covers, and just as importantly what it doesn’t, is the foundation of good insurance planning.

What is buildings insurance?

Buildings insurance covers the structure of your property, including walls, roof, floors and permanent fixtures such as kitchens and bathrooms. It is designed to protect against major events like fire, flood, storm damage, subsidence and escape of water.

In most cases, this cover will also extend to garages, outbuildings, fences and driveways, although this can vary depending on the policy. Buildings insurance is usually a requirement of mortgage lenders, ensuring the property is protected against serious damage.

However, even if you own your home outright, the cost of rebuilding after a major incident can be substantial. Buildings insurance is based on the rebuild cost, not the market value of your home, and getting this right is crucial to avoiding underinsurance.

What is contents insurance?

Contents insurance protects the belongings inside your home, from furniture and electronics to clothing, carpets and personal items. While not mandatory, it can be invaluable if you experience theft, fire, flooding or accidental damage.

A common issue we see is underestimating the true replacement cost of contents. Many people focus on individual items rather than the total cost of replacing everything at once. Ensuring the sum insured accurately reflects what it would cost to replace your belongings new for old is key to avoiding shortfalls in the event of a claim.

This is where clear, local insurance advice in the North West can make a real difference.

Understanding insurance jargon, and why it matters

Insurance policies often include unfamiliar terminology, but understanding a few key terms can help you avoid unexpected gaps in cover or disappointment at claim stage.

For example:

• Accidental damage covers sudden, unexpected damage to your home or belongings
• Excess is the amount you agree to pay towards a claim, made up of compulsory and voluntary elements
• Exclusions are events or situations your policy won’t cover
• Escape of water refers to damage caused by leaking pipes, appliances or tanks

Knowing what these terms mean, and how they apply to your policy, can significantly affect how successful a future claim might be. For example, accidental damage is often an optional extra rather than standard cover, despite being one of the most common types of claim. Our role is to explain these clearly, without jargon or pressure, so you know exactly where you stand. If you want to delve deeper and  would like a full Jargon Buster on insurance, ask a member of our team and we can send a helpful guide to you. 

Optional extras, how to tailor your policy to real life

Standard insurance policies are rarely one-size-fits-all. Optional extras allow you to shape your cover around your lifestyle, your home and your personal risks.

Popular options include full accidental damage cover, personal belongings away from home, bicycle cover, legal expenses and home emergency cover. Personal belongings cover can be particularly valuable if you regularly carry items such as phones, laptops or jewellery outside the home, while bicycle cover ensures protection both at home and when you’re out and about.

Home emergency cover is another commonly added extra, providing help with urgent situations such as burst pipes, boiler breakdowns or electrical faults, and in some cases covering temporary accommodation if your home becomes uninhabitable.

Some households may also benefit from student cover, which extends protection to a child’s belongings while living in university accommodation, or key care cover, which helps with the cost of replacing lost or stolen keys.

The right extras can add meaningful peace of mind, but only when they are appropriate. That’s why our trusted insurance advice in Rawtenstall, Burnley, Accrington and surrounding areas is always based on your needs, not a tick-box approach.

Common insurance pitfalls to avoid

Many rejected or reduced claims come down to avoidable issues. Underinsurance is one of the most common, where the sum insured is simply too low to cover the full cost of a claim.

Another frequent misunderstanding is wear and tear. Home insurance is designed for sudden, unforeseen events, not gradual deterioration over time. Damage caused by long-term neglect or natural ageing of a property is unlikely to be covered.

Failing to disclose important information, even unintentionally, can also invalidate cover. Changes such as purchasing high-value items, home improvements or periods where the property is unoccupied should always be discussed with your insurer.

Regular reviews help ensure your policy still reflects your home, belongings and circumstances.

“We speak to a lot of people who assume their insurance is ‘fine’ because they’ve had it in place for years. In reality, homes change, lives change, and policies don’t always keep up. Our job is to make sure clients truly understand what they’re covered for, what they’re not, and that there are no surprises if they ever need to claim.”

Jack Cunningham
Business Principal, Mortgage & Protection Advisor

How Gordon Anthony Mortgages helps with home insurance

We see insurance as part of the bigger picture. It sits alongside our mortgage advice in the North West, supporting clients whether they are buying their first home, moving locally, remortgaging or reviewing long-standing arrangements.

Our mortgage services in Rawtenstall, Burnley, Accrington and surrounding areas are built on clear communication, honest guidance and a genuinely personal approach, and that same ethos applies to our insurance advice.

As building insurance specialists, we work with carefully selected insurers to recommend suitable cover, explain exclusions clearly and help clients avoid underinsurance. We also take care of the detail behind the scenes, so clients can feel confident that their policy reflects their needs today, not just when it was first arranged.

The aim is simple, no confusion, no surprises, and cover that genuinely works when it’s needed.

If you’d like clear, straightforward insurance advice in the North West from people who take the time to get it right, we’re here to help.

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Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage. As with all insurance policies, conditions and exclusions will apply. 

It is important to take professional advice before making any decision relating to your personal finances. Information within this document is based on our current understanding and can be subject to change without notice. No part of this document may be reproduced in any manner without prior permission.

If your mortgage deal is coming to an end, or your current deal no longer suits your needs, you might be considering remortgaging. For many homeowners across the North West, including Rawtenstall, Burnley and Accrington, remortgaging can be a smart way to save money, secure a better rate or restructure your finances.

At Gordon Anthony Mortgages, we understand that the process can sound more complicated than it actually is. Our experienced advisors and property-savvy team are here to make everything clear, calm and straightforward, guiding you from the moment you start thinking about switching through to securing your new deal.

This guide walks you through the essentials of remortgaging, what it involves, what to watch out for and how we can support you at each step.

What is a remortgage?

A remortgage is when you switch your existing mortgage to a new deal, usually to save money or better suit your financial situation. You may decide to remortgage because:

• Your fixed or discounted deal has ended
• Your circumstances have changed
• You want to borrow additional funds
• You are moving home and looking for a better arrangement

Remortgaging does not necessarily mean moving to a new lender. Sometimes your current lender may offer you a more competitive product. Our team can help you compare your options so you feel confident in the route you choose.

Why do people remortgage?

Your existing mortgage deal is ending

When a fixed or discounted mortgage term ends, you usually move onto the lender’s Standard Variable Rate (SVR). SVRs tend to be higher and less predictable, so monthly repayments often increase. Before you reach this point, it is wise to explore your remortgage options.

Switching to a different type of deal

Maybe your financial position has changed or you want more flexibility. Overpayment options, different term lengths or alternative mortgage products such as tracker or offset mortgages may suit you better now. Remortgaging helps you align your mortgage with your current lifestyle and goals.

Is remortgaging right for you?

If you are thinking about remortgaging, here are some key considerations.

1. What are your current deal terms?

Check your current mortgage offer carefully. There may be early repayment charges if you switch before the initial period ends, which can affect whether remortgaging is worthwhile.

2. How much have you paid off?

If you have paid off less than 10 percent of your property’s value, it may be harder to secure a competitive deal. On the other hand, if you are close to repaying your mortgage, fees for switching might outweigh the benefits.

3. Has your financial situation changed?

If your income or employment type has altered, for example moving into self employment, or your credit score has worsened, it could affect your remortgage options. Our advisors can help review your situation and explain what lenders are likely to see.

At Gordon Anthony Mortgages, we will always be honest with you. If staying with your existing lender makes more sense, we will say so.

Reviewing your current mortgage

Before deciding your next move, it helps to review your mortgage with an adviser. Key questions include:

• Are you on a fixed rate or a variable deal, and has it worked for you
• When does your initial deal period end
• Are there early repayment charges or exit fees
• How much do you still owe
• What is your Loan to Value (LTV) ratio

We will go through these questions with you, helping you understand your position clearly before making any decisions.

Portable mortgages for home movers

If you are planning to move home, you may be able to port your existing mortgage. This means keeping the same rate and lender, which can be beneficial if you would face large early repayment charges.

However, porting is not automatic. Your lender must approve it, and you will still need to undergo affordability checks. If your new home is more expensive, you may need a top up loan at a different rate.

Porting can be complex, so personalised advice is essential. Our team can guide you through the options and timings, especially if you are navigating a house move in Rawtenstall, Burnley or Accrington.

Product transfers

Sometimes, your existing lender may offer you a product transfer, allowing you to move onto a new deal without switching providers. These can be quick and cost effective, with no legal fees or new affordability checks.

But they are not always the best deal on the market. As independent, whole of market advisors, we compare both internal and external options so you get the full picture before choosing.

Typical remortgage fees to consider

Depending on the lender, you may encounter some of the following fees.

Early repayment charge
If you switch before your deal ends, you may have to pay a fee.

Arrangement fee
A common remortgage cost, often between £1,000 and £2,000 or more. We will help you factor this into your overall comparison.

Valuation fees
Lenders may need to value your property. Costs vary depending on size and value.

Reservation or booking fee
Less common, but typically £100 to £300 if charged.

Admin charges and legal fees
Some lenders cover these, but not all do. We will make sure you know exactly what to expect.

Talk it through with us

There is a lot to think about when remortgaging, but with the right guidance, it does not need to be stressful. At Gordon Anthony Mortgages, we explain your options simply and clearly, helping you make a confident decision.

Whether you are remortgaging in Rawtenstall, Burnley, Accrington or surrounding areas, our mix of financial expertise and property insight means we can advise on timings, market conditions and next steps, ensuring everything lines up smoothly with your plans.

If you have questions about remortgaging or your current deal, just get in touch.

Call 01282 506060 | Email info@gordonanthonymortgages.co.uk

A reminder about our Refer a Friend offer

Don’t forget,  you recommend a friend who completes their mortgage with us, you will both receive a £50 voucher as a thank you. You can read more about our Refer-A-Friend offer here. 

Important information

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage. Information in this guide is based on our current understanding and may change without notice. It is for guidance only and does not constitute financial advice. No part of this document may be reproduced without permission.

As the year draws to a close and the festive season arrives, all of us at Gordon Anthony Mortgages are taking a moment to reflect on a busy and rewarding 2025. 

We’ve had the privilege of helping first-time buyers take their first big step onto the ladder, guiding growing families into new homes, supporting clients with remortgaging, and offering the right financial protection to give people peace of mind. From mortgage advice across Rawtenstall, Burnley and Accrington to insurance guidance covering everything from life cover to income protection, our team has been proud to support so many clients throughout the North West this year.

So as we look forward to a well-earned break and an exciting 2026 ahead, we thought we’d introduce the people behind the service, the team who make Gordon Anthony Mortgages the trusted, friendly and knowledgeable business it is today.

Meet the team at Gordon Anthony Mortgages

Jack Cunningham leads the business with over a decade of experience in the property world and a passion for providing clear, jargon-free mortgage and protection advice. Jack has helped clients across all areas of mortgages this year, from first time buyers to those refinancing and reviewing their long-term plans. When he’s not steering the ship, he’s likely watching or playing football, or spending time with his son, who he proudly calls his biggest achievement.

Working alongside him is Emily Rouine, who brought over 12 years of sales experience into her role in mortgages and has become a key part of our growth. Emily is passionate about supporting clients and helping the business develop organically. Away from work, she enjoys travelling, long family walks that often end with a pub lunch, and balancing life with her husband and two young children.

With more than 18 years of mortgage and protection experience, Adrian McCormack has supported a vast number of clients this year, offering expert guidance on everything from first-time purchases to additional borrowing. His long-standing relationships with North West estate agents mean he understands the full moving process, helping clients align their mortgages with key timelines. At home, he juggles being a dad of three with the diplomatic challenge of a household supporting different football teams, helped along by long walks with his Springer, Joey.

Also bringing deep industry knowledge is Victoria McCormack, who has spent over 27 years in financial services across the North West. Victoria specialises in explaining mortgage and protection options clearly and calmly, supporting clients at some of the most important moments in their lives. Her strong relationships with local estate agents ensure buyers and sellers receive joined-up guidance. Outside of work, she is usually running her children to various activities or being kept busy by Joey, the family’s energetic Springer.

John Carter joined us with more than ten years of experience in financial services, having started at a Building Society before working with one of the UK’s largest estate agents. His background has given him strong insight into customer service and financial solutions, helping clients feel supported from first conversation to completion. John is also a keen guitarist, music lover, festival-goer and traveller, having recently visited Sri Lanka and gearing up for a trip to the USA for the World Cup.

Bringing estate agency expertise to the advisory team, Lewis Chilton has spent eight years in the property world, giving him a detailed understanding of the housing market. This has proved invaluable when helping clients secure the right mortgage throughout 2025. Away from work, Lewis is a dedicated Burnley season ticket holder and a busy dad who enjoys films, TV and time with his young daughter.

Behind the scenes, ensuring everything runs smoothly, is Compliance Manager Alison Rouine, who brings over 20 years of administrative and organisational experience to the business. Alison supports our advisors with compliance processes and leads the administration team with efficiency and care, helping clients enjoy a seamless mortgage journey from start to finish.

Supporting her is Mortgage Administrator Eve Yarwood, who joined us this year with an impressive background in business management and a variety of entrepreneurial ventures, including running a vintage clothing shop and a licensed dog-boarding business. Eve has a strong interest in property and supporting clients through the process. Outside the office, she spends time with her three dogs and flock of ducks, and enjoys festivals, vinyl collecting and playing guitar.

Completing the advisory team is Gabby Swarbrick, who has been helping people with their mortgages since 2010. Gabby is known for handling everything from simple first-time buyer cases to complex scenarios, always with a calm, clear and reassuring approach. She also specialises in protection, making sure clients are supported for life’s “just in case” moments. When she’s not guiding clients, she loves countryside walks with her dog, Marcel.

Festive greetings from the team

Together, this dedicated team has helped hundreds of people this year, from mortgages in Rawtenstall, Burnley and Accrington to long-term protection planning and complete mortgage services across the North West. Whatever clients have needed in 2025, the team has been there to offer straight talking guidance, reassurance, and support from start to finish.

As we wrap up the year and head into the festive season, we want to thank all our clients for trusting us with such important milestones. Whether you are buying your first home, remortgaging, expanding your property portfolio or reviewing your financial protection for the future, we’re grateful to be part of your journey.

From everyone at Gordon Anthony Mortgages, we wish you a warm, happy and restful festive season, and we look forward to supporting you again in 2026.

Refer a Friend and get £50

If you’ve already had a great experience with us, why not share it? When you recommend a friend who takes out a mortgage through Gordon Anthony, you’ll both receive a £50 voucher as our way of saying thank you. It’s our small way of celebrating the relationships that have helped Gordon Anthony Mortgages grow throughout 2025.

Your home may be repossessed if you do not keep up repayments on your mortgage.

It is important to take professional advice before making any decision relating to your personal finances. Information within this document is based on our current understanding and can be subject to change without notice. No part of this document may be reproduced in any manner without prior permission.